MOBILE PHONE INSURANCE

Mobile phone Insurance from UK & Ireland Insurance is specifically designed to cover mobile phones against accidental damage or theft anywhere in the world. 

MOBILE PHONE INSURANCE FROM ONLY £27.39 A YEAR**

  • Annual mobile phone insurance cover from only £27.39**
  • Monthly premiums from £2.49**

MOBILE PHONE INSURANCE COVER OPTIONS

Mobile Phone Insurance provides you with four levels of insurance cover:

  • Mobile Phones, PDA's, Blackberry's up to £150.
  • Mobile Phones, PDA's, Blackberry's from £151 to £400.
  • Mobile Phones, PDA's, Blackberry's from £401 to £600.
  • iPhone Insurance up to £600 in value.

POLICY INFORMATION

This summary does not describe all the terms and conditions of the policy and does not form the contact between you and the insurance provider, so please take the time to read the policy wording to make sure you understand the cover it provides.

To view the policy wording document Clck here 

MOBILE PHONE INSURANCE - WHAT’S COVERED?

Your electronic equipment is covered for:

  • Accidental Damage
    • We will pay repair costs if your electronic equipment is damaged as the result of an accident.
  • Theft
    • If your electronic equipment is stolen we will replace it. Where only part or parts of your electronic equipment have been stolen, we will only replace that part or parts.
  • Accidental Loss
    • If you lose your mobile phone or PDA we will replace it (excludes iPhones which are not covered for loss). No other electronic equipment is insured for loss.
  • Breakdown
    • which occurs outside of the manufacturers guarantee period. This cover is not available on laptops or computers.

MOBILE PHONE INSURANCE - WHAT’S NOT COVERED?

  • Your electronic equipment is not covered for:
    • Theft:
      • from any commercial vehicle, convertible or soft top vehicle;
      • from any motor vehicle where you or someone acting on your behalf is not in the vehicle, unless the electronic equipment has been concealed in a locked boot, locked glove compartment or other locked internal compartment and all the vehicle’s windows and doors closed and locked and all security systems have been activated;
      • from any building, land or premises unless force, resulting in damage to the building or premises, was used to gain entry or exit;
      • from your control or the control of any member of your immediate family, except where it has been concealed either on or about the person and not left unattended, or the use of physical force or violence against the person has been used or threatened;
      • where the electronic equipment has been left unattended when it is away from your home;
      • where reasonable precautions have not been taken;
      • if the serial number has been tampered with in any way.
    • Loss or damage caused by:
      • you deliberately damaging or neglecting the electronic equipment;
      • you not following the manufacturer’s instructions;
      • routine servicing, inspection, maintenance or cleaning;
      • the use of accessories.
      • if left on any motor vehicle roof, bonnet or boot;
    • Repair or other costs for:
      • routine servicing, inspection, maintenance or cleaning;
      • loss caused by a manufacturer’s defect or recall of the electronic equipment;
      • replacement of or adjustment to fittings, control knobs or buttons, batteries or aerials;
      • repairs carried out by persons not authorised by us;
      • wear and tear or gradual deterioration of performance.
      • Cosmetic damage of any kind.
    • An excess fee:
      • for all claims which must be paid before your claim can be approved. If your claim is for a laptop, there is a £75 excess fee for each claim within the UK and £100 for any international claim. If your claim is for an iPhone, the excess fee is £100 for any claim. For all other items, there is an excess fee of £25 for theft / damage claims and £50 for loss claims (mobile phones only) and £75 for international claims.

    WHERE DOES COVER APPLY WITH MOBILE PHONE INSURANCE

    Mobile Phone Insurance provides world wide cover for your mobile phone (up to a maximum of 60 days).

    MOBILE PHONE INSURANCE - PERIOD OF INSURANCE

    Mobile Phone Insurance provides cover for one approved claim or a period of twelve months from the start date of your policy, whichever occurs first.

    MOBILE PHONE INSURANCE - TYPES OF PHONE COVERED

    • PAYG Mobile Phones;
    • Contract Mobile Phones;
    • PDA's;
    • Blackerry's;
    • iPhones;

    can be insured under this insurance policy.

    MOBILE PHONE INSURANCE INSURER INFORMATION

    UK & Ireland Insurance Services ( Online ) Limited ( FRN 312248 ) have partnered with specialist insurers to provide niche insurance solutions for Mobile Phones, PDA's & iPhones

    This cover has been arranged by Supercover Insurance Ltd with UK Underwriting Limited on behalf of Fortis Insurance Limited, Registered in England No 354568.

    All companies are authorised and regulated by the Financial Services Authority (FSA), which can be checked on the FSA website at www.fsa.gov.uk/register or by phoning the FSA on 0845 606 1234.

    UK & IRELAND INSURANCE SERVICES (ONLINE) LIMITED

    Registered Office: Bank House, Warwick Street, Manchester, M25 3HN. Click here to find out more about UK & Ireland Insurance Services

    • Instant mobile phone insurance available online in minutes
    • Insurance cover available for mobile phones from only £2.49 per month**
    • Insurance cover available for mobile phones from only £27.39**

     

    *  For our joint protection, calls may be recorded and monitored. Calls will be charged at a maximum 5p a minute
       from     a     BT line Calls from non-BT phone lines may vary. Phone lines are open Monday to Friday 9.00am - 5.00pm
       excluding public holidays.     
    ** £27.39/£2.49 (annually/monthly) premium is based on a Mobile phone purchased online with a value of up to £150